About Ruby Duke Finance

Credit advice from people who share your world.

We started Ruby Duke Finance to be the kind of broker we'd want ourselves. One who explains things plainly, does the hard work behind the scenes, and is still there years later when life changes.

Our mission

Building lasting wealth through property, one trusted relationship at a time.

Our mission is to help our clients build long-term wealth through property. We do this by being the lending relationship you never have to think twice about, trusted advice at the first loan, and still there for the next one, the next investment, and the next milestone.

Wealth isn't built in a single settlement. It's built over a relationship, and that's what we're here to provide.

Duke and Mads, founders of Ruby Duke Finance
The people behind it

Meet Duke & Mads

A husband-and-wife team who named the business after them both - Duke, and Ruby, Mads' middle name.

Duke, Director & Accredited Finance Broker

Duke

Director & Accredited Finance Broker

Duke is the accredited broker and the person you'll work with directly. He makes the loan recommendations, manages the lender relationships, and guides every application from first chat to settlement. Alongside the business, Duke serves as a full-time firefighter, which is exactly why irregular, shift-based income makes sense to him. He holds a Master of Applied Finance and a Diploma of Finance and Mortgage Broking Management.

  • Property Investor
  • Master of Applied Finance
  • Diploma of Finance and Mortgage Broking Management
Connect with Duke on LinkedIn
Mads, Director & Client Operations

Mads

Director & Client Operations

Mads is the co-founder who keeps everything running smoothly behind the scenes. She looks after client onboarding, loan processing, systems and communication, so your application is handled carefully and nothing falls through the cracks. Her focus is on making the experience calm and organised. When you're waiting on an update, chasing a document or just want to know what's next, Mads makes sure you're looked after.

  • Property Investor
  • Bachelor of Commerce
  • Master of Business Administration
Connect with Mads on LinkedIn
What we stand for

Our values

Honesty

Straight, honest advice. We recommend what's genuinely right for you.

Freedom

Using finance and property to create more choice in life.

Growth

We help you build, not just borrow. We structure your lending around where you want to grow next.

Community

Giving back to our community

Ruby Duke Finance is about more than loans. Away from the business, giving back to the community we live in matters deeply to us.

Service to country

Service to country

A background of service in the Australian Defence Force. Discipline and duty that shape how we look after people.

Mads donating blood with Lifeblood, celebrating 50 donations

Giving blood

Regular blood donors with Australian Red Cross Lifeblood. Duke donates as part of the SA Metropolitan Fire Service Lifeblood Team.

Proud blood donors

84 donations and counting

Between us, Mads has donated 61 times and Duke 23 times with Australian Red Cross Lifeblood - that's 84 donations, helping save up to 252 lives. Giving back is close to our hearts, and it's one of the simplest ways anyone can make a real difference.

84Donations between us
252Lives potentially saved*
3Lives saved per donation*

*Each blood donation can save up to three lives (source: Lifeblood).

Give blood with Lifeblood
Who we help

Everyday Australians

We help all kinds of clients from first home buyers, families upgrading, investors and refinancers. We have a soft spot for first responders and shift workers, because we understand that world. But whoever you are, you're welcome here.

Our niche, your advantage

Specialists who welcome everyone.

Because Duke works shift hours himself, we're especially good with irregular income, the penalties, overtime and allowances that generalist brokers often misread and that can cost you borrowing power.

That expertise benefits every client. Whether you're a first home buyer, a nurse, a tradie, a teacher or a firefighter, you get a broker who takes the time to get your situation right.

Have a chat with us

Let's start with a conversation.

No pressure, no obligation, just a friendly chat about where you're at and where you'd like to go.